Today, Zane Benefits, the #1 Online Health Benefits Solution, published a new overview on the competitiveness of the ACA exchanges.
According to Zane Benefits website, the Kaiser Family Foundation (KFF) recently analyzed competition in the individual health insurance market. Historically, the individual health insurance market historically has been highly concentrated, with only modest competition in most states.
Zane Benefits website says that for example, when the Affordable Care Act (ACA) was signed into law in 2010, a single insurer had at least half of the individual market in 30 states and the District of Columbia. While a dominant insurer may be able to negotiate lower rates from hospitals and physicians, without significant competitors or regulatory oversight, there was no guarantee that those savings would be passed along to consumers.
Click here to read the full article.
About Zane Benefits
Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit http://www.zanebenefits.com.
New 'must-have' for businesses? Cyber insurance
Not only are more start-ups and established insurance providers getting into the cyber insurance business, but more companies including mom and pops are paying for insurance against cybercriminals. The new insurance trend also underscores the growth … Read more on CNBC.com
Hospitals Trying their Hand at Insurance Provider Business
As doctors, businesses and individuals around the country are adapting to the sweeping changes enacted under the Affordable Care Act, some hospitals are getting in on the provider game. Self-insurance plans are cropping up at hospitals that put the … Read more on Fox Business
Critics of Uber and Lyft raise questions about insurance and safety
The popular apps made a huge splash when they expanded into Cleveland late last week, but a growing number of people are asking questions about their business model, their insurance coverage, and their track record in other markets. On Wednesday … Read more on The Plain Dealer
Obama hails 8 million enrollees for health insurance
On the other hand, the 8 million figure does not include everyone who is newly insured, because more than 1 million consumers — and possibly many more — have bought plans directly through insurance companies. And 3 million Americans have been … Read more on Bangor Daily News
Insurance broker launches online resource for HR managers
Poms & Associates Insurance Brokers Inc. has launched Poms Connects, an online resource and learning community for human resources managers. Poms Connects offers information on key business areas including human resources management, … Read more on Business Insurance
Insurance Companies' Untapped Digital Opportunity
While retailers and cable companies moved their businesses online years ago, many insurers, struggling with legacy technology and outmoded organizational structures, are playing catch up. And yet a shift to digital would improve performance across … Read more on blogs.hbr.org (blog)
Online Upstarts Offering Title Insurance for Less
Insurance agencies also are being more aggressive in competing for title-insurance business. Redfin, a real-estate agency based in Seattle that has pioneered the use of technology in real-estate sales, started a title-insurance agency, Title Forward … Read more on Wall Street Journal
MiniCo Insurance Agency has announced that it will offer a contractors liability insurance program with coverages including general liability and excess liability. Rick Krouner will manage the program as President of the newly created casualty division. The company will begin offering coverage to the New York contractors market on April 21, 2014.
MiniCos contractors liability program will be available exclusively through New York wholesalers. Appointment requests may be submitted to Rick Krouner. Targeted classes of business will include commercial and residential contractors, general contractors, and trade and artisan contractors.
With its 40-year history of program administration, MiniCo offers a dynamic platform to build the casualty division, commented Mr. Krouner. The new contractors liability program is the first of many casualty insurance solutions to be developed and offered by MiniCo.
MiniCo President and CEO Mike Schofield said, MiniCos continuing effort to develop new insurance programs for a variety of industries will benefit from Ricks many years of experience and in-depth knowledge of the casualty insurance market.
About MiniCo Insurance Agency, LLC
MiniCo Insurance Agency, LLC, was founded in 1974 as a provider of specialty insurance products and publications for the self-storage industry. Today the company is a program administrator offering multiple specialty property and casualty insurance products for a variety of unique industries and exposures. MiniCo Insurance Agency, LLC, the parent company of MiniCo Insurance Agency of Canada, Incorporated, is a member of the Aran Insurance Services Group.
Should small and medium size insurance agencies invest in press releases? Join StartUpSelling for this complimentary webinar as we review metrics from three insurance agency releases, and discuss how and why press releases provide agents and brokers with so many Insurance Agency Marketing benefits. Topics include:
Expand market presence/reach new markets
Create name recognition
Improve insurance agency search engine optimization
Attract media attention
Increase website traffic with thousands of online placements
Boost social media traffic
Our expert panel will review actual case study results from three different agency releases, and share ideas for effective topics and content.
Date & Time: Wednesday, April 23rd 12:00-12:30pm
To Register: http://startupselling.com/blogs/johnscranton/?p=5630
StartUpSelling CEO Alan Blume commented, “StartUpSelling’s Premium Press Release services dramatically expand insurance agency marketing reach, drive website traffic and improve insurance agency search engine optimization.”
This webinar is by invitation only please register using a business email.
For more information about Territory Exclusive Insurance Agency Marketing Solutions call 518-222-6392 and ask about the Premier Marketing Group, which offers immediate response for all your insurance agency marketing needs. StartUpSelling, Inc. offers integrated insurance agency marketing programs and insurance agency lead generation services focusing in the areas of insurance agent telemarketing, insurance agency eMarketing, web seminar marketing, and insurance agency web marketing.
Driving around city, seeing Television, listening to radio stations, flipping through magazines, checking your e-mail – if you need to do any of these points you’ll probably notice numerous ads for auto insurance. Some of these ads will assert that you can get ridiculously cheap car insurance, and they make it seems very appealing. Nevertheless, automobile insurance is substantially more than just a bill that is due every month. Luckily with a little work you can find low-priced car insurance on a comparison site like Compare-Insurers.com that will keep you safe on the road.
When you enter an accident, or your vehicle is damaged in other manners, it is possible to come face to face with thousands of dollars in repairs and doctor’s bills. Many folks do not have this sort of money laying around, and this is why insurance is important. There are lots of distinct types of auto insurance coverage, and normally you’ll be capable to choose an sum for each variety. For example, one type of automobile insurance coverage is liability insurance. When you select liability insurance, you will be able to pick an amount such as $25,000, $50,000 or more. What this means is that if you’re in a situation covered by liability insurance, the insurance company will pay up to ,000 (or ,000) worth of harms. For this reason it’s a good notion to get as much coverage as you can manage – ,000 might look like more than enough to replace a vehicle, but there could be multiple vehicles involved and a broad variety of other expenses (doctor’s bills, funeral costs, etc).
Finding Affordable Auto Insurance
In case you have concerns over which form of insurance you must choose, don’t hesitate to telephone a real estate agent immediately.
The simplest means to comparison shop is on-line. Here you have access to hundreds of car insurance firms. You just have to go to their web sites and input your info. The one thing to always recall is to compare coverage first, and then price, using a free estimates platform e.g. http://compare-insurers.com.
Alas, more auto insurance coverage indicates a more costly premium. Nevertheless, comparison shopping is the best way to conserve cash each month, for many reasons:
- You may notice which insurance firms give the most reductions, as well as the most that you’re certified for.
- This signifies you have more chances to get the lowest price.
- Offers you a good idea as to exactly what a large, reduced, and typical premium is likely to be.
- The more quotes you locate the more businesses you might be exposed to.
If you are young, among the most fascinating things to look ahead to is the evening you get your driver license. Their heads are thinking about the locations they’ll go and pals they will see, but as a parent, your mind is probably thinking about the hazards and expense of having a teenaged motorist.
Regrettably, teens are statistically the most likely age group to find yourself in a collision. As a result of this, insurance firms charge teenaged drivers the most when it comes to vehicle insurance. Insurance firms need to make money just like any other company and when a motorist makes a claim, they lose cash. Therefore they need to bill risky drivers more for insurance to cover the higher likelihood that they will be paying claims.
Discount Vehicle Insurance for Teenagers
Though a teenaged motorist may definitely include an additional expense to your own monthly budget, as well as their insurance will likely constantly be higher than an grown-ups, there are still some things you can do to bring down these prices. Therefore proceed through this list supplied as a cortesy from our partner http://examine-insurers.com
- Variety of car – buying a practical, reliable, safe automobile for your adolescent could save you money. Prevent sports cars and other automobiles that are more likely to be involved in an injury, stolen, or vandalized. If you’re able to, update the auto with the latest safety and security characteristics.
- comparison-shop – shop on line and find as many car insurance estimates as possible. This gives you the greatest opportunity at finding a good deal and optimizing your discounts.
- Discounts – there are an array of discounts readily available for teenaged motorists including great student, low-mileage, driver’s training class reduction, being apart at school with no auto, multi-car, and multi-policy discounts amongst the others.
Although auto insurance for teenagers is high-priced and your young child getting the wheel may be anxiety-provoking, the good news is it gets better over time. Advice from Compare-Insurers.com
New ways to predict the costs for vehicle insurance have been added to the Quotes Pros website for 2014. A new car insurance estimator can now be accessed by drivers who are planning a coverage purchase this year at http://quotespros.com/auto-insurance.html.
Users of this U.S. based tool can accurately quote a price for different insurance coverage offered by partners inside of the estimator tool. Car owners use their own zip code to begin the estimation process and can immediately review prices that are generated.
“Most prices that insurers offer for a coverage policy are not made public as a way to decrease competition in the competitive insurance industry,” said one Quotes Pros company source.
The installation of the estimation tool is designed to provide simpler access to once private information for coverage products. One of the new advantages that are supplied while using the system is the choice between agencies that can quote plans.
“Drivers can select from a growing agency list to receive immediate quotes that are based on estimated premiums that agencies calculate,” the source said.
The Quotes Pros company website is now presenting additional ways to find coverage products that are not connected to the automobile industry. Coverage options for medical, health, business, renters and life insurance can be reviewed at http://quotespros.com/life-insurance.html.
The QuotesPros.com company is one of the American resources consumers continue to utilize each day of the year to locate and review insurance products costs. This company has dedicated its research platforms to showcasing content accuracy to the public. The QuotesPros.com website is now featuring different coverage options that consumers can review while exploring different policy types that national agencies offer. The automotive, health, renters, business and life insurance plans that are now quotable have been added since the start of this year.
Darrell Landrum, a retired Chemical Dependency and Anger Management Counselor, has completed his first book Evolution: Round Two: a mind expanding descent into the philosophical foundations of human thought and existence.
Describing his enlightening new work Landrum says: It is an overview of the history of human progress. With special attention given to the evolutionary merger of animal and mankind.
Published by New York City-based Page Publishing, Darrell Landrums insightful work considers some of the deepest questions which humanity has reflected upon since the earliest days of recorded history.
In Darrell Landrums Evolution: Round Two questions are explored through the classical philosophy of Plato, the Empirical approaches of Hume, and other great minds of the philosophical and scientific world. These ideas are then interpreted and dissected by Landrum who reintroduces them in a whole new light, showing us that for as defined as we are by our DNA, our minds factor in greatly toward not only what we are, but also, what we as a species will become.
Readers who wish to experience this precisely articulated work can purchase Evolution: Round Two at bookstores everywhere, or online at the Apple iTunes store, Amazon, Google Play or Barnes and Noble.
For additional information, review copies or media inquiries, contact Page Publishing at 866-315-2708.
About Page Publishing
Page Publishing is a traditional New York based full-service publishing house that handles all of the intricacies involved in publishing its authors books, including distribution in the worlds largest retail outlets and royalty generation. Page Publishing knows that authors need to be free to create – not bogged down with complicated business issues like eBook conversion, establishing wholesale accounts, insurance, shipping, taxes and the like. Its roster of authors can leave behind these tedious, complex and time consuming issues, and focus on their passion: writing and creating. Learn more at http://www.pagepublishing.com.
Then, in the event you would like to be a more advantageous method of insuring a exotic car, you are able to really choose to receive a plan from online companies. It just takes a limited minutes to receive a quote from them and the submission of the needed documents may equally be done with
Thus last but not least if you have caught into a agreement and rented a a very best approach to get your items secure at the stage of its transferring. Finest of the going companies can indemnify the items at the position of time of its transfer but on the other particular may not. Consequently
If you intend to remodel specific areas of your house in order to make it much more appealing and visually satisfying, you should start trying to find suggestions. Despite the fact that you might aspire to hire some professionals for getting things begun, if you do not easily have an idea of what
Cellular phone spy software program is becoming rapidly the most wanted specialist today, especially by parents, company owners and spouses who believe that their spouses have infidelity. One of the features that cellular phone spy-ware offers, all of these groups may find inside a great benefit
The achievement or failure of a site will depend upon how effortlessly it really is discovered by people who're surfing the internet. This really is the reason why site owners function so hard at optimising their sites. A web site nee
Why Small Companies Are StartedAccording to the National Federation of Independent Business, "one in ten adult Americans are presently taking steps to produce a company. Virtually all are doing so because they want to rather than because they don't have any alternative economic opport
This acts as a two-way mirror between you and the website you are visiting, you go to the site while remaining incognito. When a cellphone incorporates a PIN code, or when the subject matter lives in another condition or a different country, it is not going to do the job. Select 'Hide' to hide th
Hiring a design firm to create your site can be expensive. And by spending all that money, it still doesn't give the certainty that you will be happy with the end results. It can be very difficult to communicate your vision to another person. You are the only person who knows exactly what you wan
Provided that history can remember, people from range cultures and societies have relied along psychic experts as well as , divination masters to gain advice regarding serious areas of your lifetime. Many people believe that kristine psychic actually are sacred, and those adherence to points give
And also by "interval training", I observed a method of in your own home where you will prevent switching between high extent and low intensity exercise routine during the workout shoot. This is the best solution to gain the greatest metabolic and hormonal response relating to fast fat loss, not
So allows talk about how ourCheats can make your gameplay far better then other individuals. You can full any of the task provided in sport in double speed because you don’t want to get treatment about your assets now. Our Dragon City Cheats will assist you to keep ahead from any of your pa
Tana Hoy is a natural born psychic although unique ability to convey with those on the opposite side. Tana may be consulted by far more thousands of females from all your world, and he is well-known for the precision of his fortune teller. Check available
In case you have answered YES to these two questions, then you are certainly one of the soon to be lots and have exactly what to be a go-getter. However, it is just about earning extra and also doing the right issue at the right instant. In order to have things working with regards to you, you ne