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LJM Developments launches its Entrepreneur Accelerator Program

Burlington, Ontario (PRWEB) July 23, 2014

Burlington based real-estate development and investment firm launches the LEAP program to promote entrepreneurship and support small businesses.

Entrepreneurs are the driving engine of our economy and small-to-medium sized enterprises (SMEs) constitute a substantial proportion of our economy. The LEAP program allows LJM to propel further innovation and drive in this sector. In Canada, and in our direct community particularly, we would like to see more entrepreneurs emerge and create new business opportunities says Shaheryar Mian who leads business development at LJM Developments.

LEAP aims to provide funding, office space, and strategic guidance to start-ups. LJM Developments commercial real-estate focus allows the company to leverage part of its commercial space toward co-working office use for entrepreneurs. In addition, LJM itself emerged as a small business and as such aims to provide strategic guidance to entrepreneurs from noteworthy lessons the firm acquired through its own experience and milestones.

Mian further explains The biggest challenge for a lot of entrepreneurs is lack of initial capital funding coupled with basic infrastructure such as office space. By providing the basic framework to entrepreneurs, LJM can bring to life new businesses that would otherwise face a difficult time coming to the fore.

LJMs core business is to construct and manage residential and commercial real-estate. The companys commercial portfolio gave access to tenants, most of whom own and manage their own businesses, which serves as further motivation for the company to fund such endeavors. LJM also diversified its business in the hospitality space by making investments in restaurant businesses.

We are excited for the launch of our entrepreneur accelerator program and look forward to discussing new business ideas with entrepreneurs, and also plan on engaging the City to work with us in helping promote entrepreneurial spirit in our communities says Mian.

For further details on LEAP please contact: LEAP(at)

About LJM Developments

LJM Developments is a recognized industry leader in real estate development and investments. The company has developed highly-acclaimed signature projects in the residential and commercial sectors that are a perfect synergy of world class architectural design and cutting-edge construction quality.


If you would like more information about this topic or need to make further press inquiries, please contact LJM Developments at 289-245-1900 or e-mail: info(at)

Top Car Rental Agencies Recommendations Announced by for July 2014

(PRWEB) July 21, 2014

The ten best car rental services have been named by for the month of July 2014. provides businesses with rankings online to showcase the best consumer goods and services services which produce effective solutions to businesses searching for a variety of solutions to common issues. Services are highlighted based on their performance in a meticulous investigation of their key solutions.

Each month the top car rental services are put through an in-depth evaluation process in order to determine which services produce the best services overall. The process involves an in-depth analysis of top performing companies in areas including insurance, service speed, locations, customer support, and selection quality. Client evaluations of competing car rental services are contacted in order to obtain their unique inputs and suggestions on the services they have used.

To view the ratings of the top car rental firms click here.

ABOUT is an online provider of independent reviews and ratings. The rankings of the top consumer products and services companies are released monthly to assist businesses in connecting with car rental companies which feature a history of effective solutions. Thousands of consumer products and services companies are put to the test while only the absolute best companies are showcased in the rankings.

Car rental firms interested in being evaluated can visit:

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IASA Names EIS Group Director as New Volunteer of the Year

San Francisco, CA (PRWEB) July 18, 2014

Darin M. Reffitt, director of Demand Generation and Campaign Management at EIS Group Ltd., a provider of core systems to insurers, has been named New Volunteer of the Year by the Insurance Accounting and Systems Association, Incorporated (IASA).

Mr. Reffitt currently chairs the IASA Social Media Subcommittee, a part of the Marketing and Communications Committee. He began as a volunteer with IASA in September 2012 and was appointed to lead IASAs social media efforts in May 2013. Over his first year in that role, IASA grew its Twitter followers by over 100%, launched corporate LinkedIn and Instagram sites, and created a formal social media policy and process that enables IASA Chapters across the U.S. to directly leverage the power of the IASAs social media feeds. He also participates in IASAs Solution Provider Enrichment Committee.

Each year, IASA honors a new volunteer who stands apart in demonstrating a commitment to furthering IASAs goals. Mr. Reffitt was formally recognized for his volunteer efforts at the 2014 IASA Educational Conference and Business Show in Indianapolis in June.

Thanks to his contributions, we have worked social media into every aspect of IASA, said Chuck Gunkel, vice president of volunteer development for IASA. IASAs presence on outlets such as Facebook, Twitter, Instagram and Google+ has grown substantially thanks in large part to Darins work as an IASA volunteer.

About EIS Group

EIS Group (formerly named Exigen Insurance Solutions) provides core insurance systems that enable business innovation and deliver long term value to customers around the globe. Insurers deploy our multi-line software platformthe EIS Suiteto achieve rapid and scalable solution implementations. The EIS Suite system comprised ofPolicyCore, BillingCore, ClaimCore and CustomerCore modulesoffer the industrys most complete end-to-end capabilities, including rating, underwriting, policy administration, claims, billing, distribution management and CRM. EIS Group is headquartered in San Francisco with operations in North America, Latin America, Europe, and Asia Pacific. Visit for more information.

About IASA

The Insurance Accounting & Systems Association, Incorporated (IASA) is a non-profit, education association that strives to enhance the knowledge of insurance professionals, and participants from similar organizations closely allied with the insurance industry by facilitating the exchange of ideas and information. IASA is one of the insurance industry’s largest, and most well represented trade associations. IASA membership includes insurance companies of all types (Property & Casualty, Life, Health, Fraternal, HMO and others) as members, as well as companies serving the insurance industry, regulators and also organizations more broadly representative of the financial services industry, including banks and investment brokerage firms. Visit or @IASAInc on Twitter.

Enjoy 60-80% Discounts on Aesthetically Designed Diamond Eternity Bands Only at

New York (PRWEB) July 16, 2014, a celebrated name in the realm of diamond jewelry fabrication, wholesale and retail is now offering striking discounts of 70-80% on its aesthetically designed collection of diamond eternity bands. This price reduction is also available on its thin 14K gold round eternity band with 2.1 carats of diamonds with a discount of 74%. The original retail price of this beautifully crafted eternity band was $ 7,680.00 which is now reduced to just $ 1,979.00. The item code of this glamorous round diamond band is 006857.

Divulging about the intricate features of the offered eternity band, one of the representatives of the store elaborates, This round eternity band features 2.10 carats of round diamonds. This eternity band is available in platinum, 18k or 14k yellow, rose, white gold and can be customized with any color and quality diamonds. Please note: it will take us around 3-5 business days to make this ring for you so please plan accordingly. Please contact us at 212-398-3123 if your size or desired option is not listed.

Apart from eternity rings, ItsHot.coms product range also includes diamond wedding rings, engagement rings, promise rings, bracelets, necklaces and more, all offered at significant discounts. The store is a home to more than 20,000 unique jewelry items crafted using premium gold, silver and platinum, encrusted with first-rate genuine natural and fancy colored diamonds. All orders are packed in beautiful gift boxes and delivered safely through fully insured FedEx mail with signature confirmation.

About specializes in the manufacturing and wholesale of high-end fine diamond jewelry and diamond watch designs. Their craftsmen at have over 20 years of experience in the manufacturing and wholesale of fine diamond jewelry. They have a vast knowledge of craftsmanship and consumer needs which have helped them develop a fine line of jewelry. is also an authorized dealer for many brands of luxury watches and also specializes in watch customization. To learn more about their stunning collections of diamond eternity bands, visit their NYC showroom open Mon-Fri 11am-7pm EST or shop securely online 24/7 at

New Venture Escrow on What to Look for in an Escrow Partner

San Diego, CA (PRWEB) July 15, 2014

Actor Ashton Kutcher has just put his Hollywood Hills home up for sale, quietly shopping it at $ 12 million. Thats out of the question for most mere mortals, but like everyone else, Kutcher will need the right escrow partner to do the job right.

Finding the right real estate agent to help you sell your home is critically important, says Casey LeBlanc, president of New Venture Escrow. No less important is choosing the best escrow partner for your specific needs and situation. When it comes to the complicated process of selling your house, this choice can make a world of difference.

LeBlanc offers these tips for finding the best escrow partner:

Ask around. Theres plenty of information online about escrow services, but combing through all that material takes considerable time and energy. In most cases, the first place to start is by asking your Real Estate agent for two escrow options that they have experience with and recommend. Secondly, its more efficient to canvas family members, friends, work colleagues and others who have recently sold a house. Who can they recommend? Who do they say to avoid?

Its entirely possible that someone in your personal or professional network can recommend an escrow agent who not only met, but exceeded their expectations, LeBlanc notes.

Independent status. The best escrow partner is someone who can serve as a completely neutral third party, with no formal ties to a real estate company or insurance firm that might influence their actions, LeBlanc says. LeBlanc advises asking more questions about in house escrow or shared ownership arrangements.

The California Department of Business Oversight can verify if an escrow agent is truly independent (meaning the individual and his or her company has met and satisfied all of the licensing requirements set forth by California escrow law). More valuable consumer information on this topic can be found on the CADBO website.

The right experience and resources. Armed with some referrals, its time to dig deeper. As LeBlanc says, At the very least, you want an escrow partner whos familiar with the type of house youre selling and who has substantial experience in this field. Make a quick call to review experience and make sure there is a good personality fit with your escrow team.

Beyond that, its important to learn about their distinctive value proposition and whether they have the resources to meet their clients specific needs. The most qualified escrow partner will use mobile technology to make things easier, including:

Fresh Bread and Bakery Goods Wholesaling in the US Industry Market Research Report Now Available from IBISWorld

New York, NY (PRWEB) July 16, 2014

Fresh bread and bakery goods wholesalers distribute breads, rolls, cakes, cookies, crackers and baking supplies to retail and food service customers across the United States. The staple nature of some of these products in the American pantry has historically protected the industry somewhat from fluctuations in consumer disposable income. However, in recent years, two major trends have significantly threatened the Fresh Bread and Bakery Goods Wholesaling industry. As retail and food service customers have increasingly consolidated and been able to take advantage of their large-scale operations, wholesale bypass, wherein these customers directly establish supply contracts with bread and bakery goods producers, has begun to pose an existential threat to industry distributors. At the same time, dietary trends discouraging the consumption of gluten and carbohydrates has reduced overall demand for the goods this industry wholesales. Due to this decreased demand and increasing competition, Fresh Bread and Baked Goods Wholesaling industry revenue is expected to fall an annualized 1.1% during the five years to 2014, to $ 29.8 billion. Dietary trends and wholesale bypass will contribute to revenue loss of 1.3% in 2014 alone.

According to IBISWorld Industry Analyst Jocelyn Phillips, Profit margins, however, have increased slightly during the past five years, largely as a result of companies across the industry engaging in cost-cutting measures and reducing their spending on labor and wages accordingly. Major industry acquisitions (such as industry leader Sysco acquiring its largest competitor, US Foods) have also buoyed industry profit, as merged companies are able to reduce redundancies, corner a larger share of the market and enjoy higher margins. Nonetheless, heightened pricing competition has made it increasingly difficult for smaller companies to survive, and the total number of industry enterprises is expected to fall 1.9% over the five years to 2014.

Demand for bread and bakery goods is projected to grow somewhat in the five years to 2019, which is expected to drive slight revenue growth during the period, says Phillips. A growing number of US households (who drive grocery consumption) and an expected uptick in wheat consumption are expected to contribute to this slow growth. Wholesale bypass will likely continue to plague industry operators, but margins are expected to continue slowly increasing, and industry revenue will likely grow 0.4% per year on average, to nearly $ 30.3 billion in the five years to 2019.

For more information, visit IBISWorlds Fresh Bread and Bakery Goods Wholesaling in the US industry report page.

Follow IBISWorld on Twitter:!/IBISWorld

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IBISWorld industry Report Key Topics

The Fresh Bread and Bakery Goods Wholesaling industry includes firms that primarily perform merchant wholesale distribution of fresh bread and bakery products.

Industry Performance

Executive Summary

Key External Drivers

Current Performance

Industry Outlook

Industry Life Cycle

Products & Markets

Supply Chain

Products & Services

Major Markets

Globalization & Trade

Business Locations

Competitive Landscape

Market Share Concentration

Key Success Factors

Cost Structure Benchmarks

Barriers to Entry

Major Companies

Operating Conditions

Capital Intensity

Key Statistics

Industry Data

Annual Change

Key Ratios

About IBISWorld Inc.

Recognized as the nations most trusted independent source of industry and market research, IBISWorld offers a comprehensive database of unique information and analysis on every US industry. With an extensive online portfolio, valued for its depth and scope, the company equips clients with the insight necessary to make better business decisions. Headquartered in Los Angeles, IBISWorld serves a range of business, professional service and government organizations through more than 10 locations worldwide. For more information, visit or call 1-800-330-3772.

No Cost Employer Webinar to Demonstrate How Private Exchanges Can Lower Benefit Costs While Increasing Options for Employees

Newark, NJ (PRWEB) July 14, 2014

Employers looking to lower their health care costs and provide their employees with more benefit options must understand how purchasing benefits is changing. Private exchanges, or private online marketplaces, are the future of employee benefits.

Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) is offering a free webinar, The Future of Employee Benefits: Controlling Costs while Offering More Options, to demonstrate how HorizonSelect, its private online marketplace, works to lower employer costs while increasing employee options. The webinar is scheduled for Tuesday, July 15 from 3:00 p.m. to 4:00 p.m.

HorizonSelect, our private online marketplace, is proving that employers can save money while continuing to provide their employees with comprehensive benefits, said Tom Rubino, Director of Public Affairs for Horizon BCBSNJ. This free webinar will give business leaders a look at the future of employee benefits.

The webinar will cover everything from new health care industry insights to how HorizonSelect can help companies stay competitive, better manage costs, and give employees the power to choose a plan that is right for their needs.

Employers can register here or contact HorizonSelect(at)HorizonBlue(dot)com for assistance with joining the webinar.


About Horizon Blue Cross Blue Shield of New Jersey

Horizon Blue Cross Blue Shield of New Jersey, the states oldest and largest health insurer, is a tax-paying, not-for-profit health services corporation, providing a wide array of medical, dental, and prescription insurance products and services. Horizon BCBSNJ is an independent licensee of the Blue Cross and Blue Shield Association, serving 3.7 million members with headquarters in Newark and offices in Wall, Mt. Laurel, and West Trenton. Learn more at

Comprehensive Car Insurance Costs Database Now Provides Real Time Price Reviews Online

San Diego, CA (PRWEB) June 28, 2014

The basic minimum insurance coverage for vehicle owners usually does not provide comprehensive coverage unless specified in the policy declarations. The Quotes Pros company is now opening up a new way to review comprehensive car insurance costs using its U.S. insurer system built at

Consumers can easily explore the add-on types of coverage that are offered by national companies using the system of public insurers this year. Because no data is exchanged while accessing the system, privacy is always maintained for motorists who are price shopping for different prices from agencies.

“The collision and comprehensive add-ons that some consumers prefer to include with a general insurance policy are among the policies searchable using our system,” said a rep at the Quotes Pros website.

The structures in price that are revealed for every requested policy using the finder database this year are calculated after input of a zip code is complete. These ways to present pricing ensures that local taxes and other common fees left out of policy quotes are included to accurately represent policy pricing.

“Any person who utilizes our open system this year can compare prices through our company to other quotations delivered from agencies in the U.S. online,” said the rep.

The Quotes Pros company has recently ventured into providing homeowners insurance quotes to provide a simpler way for owners of properties to compare agency rates. These rates are now configured into the calculation tool at


The company is positioned as one of the top sources for helping consumers to evaluate sale prices for insurance products online. The company now features auto, health, life, business and homeowner insurance plans with full pricing. The company has developed its unique strategies for independent research for insurance company pricing using a database tool that connects with hundreds of agencies nationwide.

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K. R. Williams First Book Truths Companion is a Fascinating Expedition Into the Unknown

(PRWEB) July 11, 2014

K. R. Williams, a retiree and avid writer, has completed her first book, Truths Companion, a vibrant tale brimming with energy, settings that flood the mind, and characters that are unforgettable.

An artifacts mystery brings together brilliant young minds. Miranda found herself a slave of the artifacts enigma. Guided by Murdock Graille, she and her colleagues give their level best in a concentrated effort to learn the truth, to unravel the mystery, and to safeguard it. Using their mental faculties, together, they make a formidable team, but will their expertise prove useful? Are Miranda and the others ready for that which they seek? Will they live to regret the day they started on this winding road? Embark on this mentally charged journey. The truth shall set you free, they say. The truth can also hurt, but everybody wants to know the truth, and Im sure youre no exception.

Published by New York City-based Page Publishing, K. R. Williams mesmerizing story is an innovative work of fiction that is adventurous and engrossing.

Readers who wish to experience this electrifying work can purchase Truths Companion at bookstores everywhere, or online at the Apple iTunes store, Amazon, Google Play or Barnes and Noble.

For additional information, review copies or media inquiries, contact Page Publishing at 866-315-2708.

About Page Publishing

Page Publishing is a traditional New York-based full-service publishing house that handles all of the intricacies involved in publishing its authors books, including distribution in the worlds largest retail outlets and royalty generation. Page Publishing knows that authors need to be free to create – not bogged down with complicated business issues like eBook conversion, establishing wholesale accounts, insurance, shipping, taxes and the like. Its roster of authors can leave behind these tedious, complex and time consuming issues, and focus on their passion: writing and creating. Learn more at

KnowBe4 Acts on Security Threat Concerns with Ransomware Warranty

Tampa Bay, FL (PRWEB) July 09, 2014

In response to a recent study done on IT professionals, KnowBe4 CEO Stu Sjouwerman announced an extension of the companys offer to pay any customers cyber ransom with Bitcoin if they are hit after stepping through KnowBe4s security awareness training. Our 300+ sample study shows 88% of IT professionals expect ransomware to grow the rest of this year. The proliferation of ransomware attacks include a shift from PCs to mobile devices and can add up to dire consequences for organizations with BYOD.

According to Sjouwerman, IT staff are telling us their confidence in traditional endpoint security is falling, having decreased from 96% down to 59% in just six months. Between increased use of smartphones for email and legacy systems still running XP, there are a number of opportunities for the Russian cyber mafia to extort users.

Trend Micros VP Technology & Solutions JD Sherry said “Individuals are having a hard time because they’re not using the basic security precautions. They are becoming infected, going to sites that have malicious downloads and getting this payload on their mobile device. This is a big problem not only for consumers, but for organizations that have an open BYOD policy.”

The study shows 81% of IT professionals depend on backup to bail them out from a ransomware attack but a whopping 88% recognize security awareness training as the most effective protection from ransomware. In a whitepaper from Intronis, Storage Magazine reports that over 34% of companies do not test their backups and of those tested 77% found that tape backups failed to restore. According to Microsoft, 42% of attempted recoveries from tape backups in the past year have failed.

Sjouwerman further stated, An effective program such as Kevin Mitnick Security Awareness Training can reduce the risk of human error. To be effective, you need to keep KnowBe4 Acts on Security Threatsecurity top of mind in an informative but practical way. So called point of failure training (also called embedded training) doesnt work, according to a joint study done by Dartmouth/MITRE/Vanderbilt. We are so confident our training program is truly effective, well pay your ransom with Bitcoin if you get hit with ransomware while you are a customer.

For more information, visit

About Stu Sjouwerman and KnowBe4

Stu Sjouwerman (pronounced shower-man) is the founder and CEO of KnowBe4, LLC, which provides web-based Security Awareness Training (employee security education and behavior management) to small and medium-sized enterprises. A data security expert with more than 30 years in the IT industry, Sjouwerman was the co-founder of Inc. 500 company Sunbelt Software, an award-winning anti-malware software company that he and his partner sold to GFI Software in 2010. Realizing that the human element of security was being seriously neglected, Sjouwerman decided to help entrepreneurs tackle cybercrime tactics through advanced security awareness training. KnowBe4 services hundreds of customers in a variety of industries, including highly-regulated fields such as healthcare, finance and insurance and is experiencing explosive growth with a surge of 427% in 2013 alone. Sjouwerman is the author of four books, with his latest being Cyberheist: The Biggest Financial Threat Facing American Businesses.

About Kevin Mitnick

Kevin Mitnick is an internationally recognized computer security expert with extensive experience in exposing the vulnerabilities of complex operating systems and telecommunications devices. He gained notoriety as a highly skilled hacker who penetrated some of the most resilient computer systems ever developed. Today, Mitnick is renowned as an information security consultant and speaker, and has authored three books, including The New York Times best seller Ghost in the Wires. His latest endeavor is a collaboration with KnowBe4, LLC.

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